STPCD 2026/27 · Updated August 2026

Teacher Pay Calculator 2026/27

Work out exactly what you take home. Choose your pay scale, region and hours to see your salary after pension, income tax, National Insurance and student loan — with every deduction shown line by line.

Estimated take-home pay

£2,169

per month · £26,032 a year · £501 a week

Gross

£34,068

Total deductions

£8,036 (24%)

Component	Annual	Monthly
Gross salary	£34,068.00	£2,839.00
Teachers' Pension (7.4%)	−£2,521.03	−£210.09
Income tax	−£3,795.39	−£316.28
National Insurance	−£1,719.84	−£143.32
Take-home pay	£26,031.73	£2,169.31

How your income tax is worked out

Personal allowance: £12,570
Basic rate at 20% on £18,977 = £3,795.39

Pension picture

You pay £2,521 a year at the 7.4% tier. Your employer adds £9,812 at 28.8%, so the total going into your pension is £12,333 a year.

This year you build roughly £598 of guaranteed annual pension (1/57th of pensionable pay).

Estimate only. Assumes the standard 1257L tax code, no other taxable income and the net-pay pension arrangement most schools use. Your payslip is the authority.

Teacher pay scales at a glance

The 2026/27 STPCD figures for the rest of England. A 3.5% award was applied from 1 September 2026. See every region and scale.

Main Pay Range

M1: £34,068
M2: £36,042
M3: £38,400
M4: £40,940
M5: £43,529
M6: £46,939

Full guide

Upper Pay Range

U1: £49,134
U2: £50,955
U3: £52,835

Full guide

Where the money goes

On M1 (£34,068) a teacher pays £2,521 in pension, £3,795 in income tax and £1,720 in National Insurance — taking home about £2,169 a month.

Teacher Pay Calculator 2026/27

Your details

How your income tax is worked out

Pension picture

Teacher pay scales at a glance

Main Pay Range

Upper Pay Range

Where the money goes

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